How to use the Minsheng JD Little White Card?
The Baitiao Co-branded Card is a joint credit card product between JD.com and banks, referred to as "Little White Card", it is a physical card, not a virtual card .
For details on the use of Minsheng Jingdong Xiaobai Card, please contact Minsheng Bank Credit Card Customer Service: 400-66-95568.
Please click here to view the relevant rights and interests of Minsheng Jingdong Little White Card. You can also log in to JD Finance on the computer and click Baitiao-Baidiao Co-branded Card to view various Little White Cards in detail and understand the relevant rights and interests. According to personal needs Carry out processing.
Some Baitiao co-branded cards can be applied directly on the computer, while others need to be scanned to apply.
You can also apply on the JD Finance App:
Open the JD Finance APP, click Baitiao-Little White Card, and follow the page prompts to apply for the card.
Warm reminder: The path is for reference only. If there is any change, please refer to the actual page prompts.
Can JD Baitiao be repaid with a credit card? What is the repayment path?
JD Baitiao is a payment method that allows you to consume first and repay later. However, if you do not repay on time, Not only will there be penalties, but you will also be held accountable. So, can Jingdong Baitiao be repaid with a credit card? If so, what is the repayment path?
Can JD Baitiao be repaid with a credit card?
When applying for JD Baitiao, you must bind a credit card or debit card. This is not for payment, but for repayment services. . However, JD Baitiao has gradually closed down the repayment function for JD Baitiao using credit cards.
How to repay Jingdong Baitiao?
1. After logging in to JD.com, click My JD.com, select JD Baitiao in the left navigation bar, and enter the Baitiao query page;
2. Click the button in the red box on the page to merge Payment;
3. Select all or part of the order to pay, or pay for a certain period in the bill details;
4. After clicking the Pay Now button, the page jumps to JD.com At the financial cashier, select a savings card to complete the repayment operation.
The above is a compilation of all the content about Jingdong Baitiao’s credit card repayment for your reference.
You can apply for various credit cards quickly and safely.
What are the specific differences between Jingdong Baitiao and credit cards?
JD Baitiao is an Internet credit payment product. It has similar functions to a credit card. We can use Baitiao/credit card to pay in advance when purchasing goods, enjoy a certain interest-free period, and then repay in full. , or repay in installments_The difference is the application conditions for the two. When applying for a credit card, the bank will review the information you provide and your personal credit report. There are certain conditions for opening JD Baitiao. The Baitiao service is currently open to applications from mainland Chinese residents who are over 23 years old and hold a valid ID card. The following basic conditions must be met to activate Baitiao: 1. Non-temporary ID card; 2. Identity information and mobile phone number have not been activated on other JD accounts.
In the process of using it, the installment of bills using JD Baitiao can be up to 24 installments. You can also choose the minimum repayment on the bill. The execution interest rate is lower than that of bank credit cards. The consumption and payment on JD.com platform is also more convenient than bank cards. convenient.
What is JD Baitiao Credit Card?
The Baitiao Fenfen Card is a kind of savings card, and it is essentially different from a credit card. It is a virtual card jointly launched by JD.com and the Bank of Shanghai. The Baitiao Fenfen Card is the same as a credit card. The consumption channels are the same and can be bound to third-party channels, which means that by binding WeChat, Alipay, etc., consumption can be made in these scenarios. Baitiao Fenfen Card is jointly launched by JD.com and Bank of Shanghai. It is an installment consumption card that can be bound to third-party payment channels.
Currently, the Baitiao sub-card has a quota limit, and the specific limit is determined by the JD platform system evaluation and review. The JD Baitiao points card can use the Baitiao credit in non-JD payment scenarios. Baitiao Fenfen Card can be regarded as the automatic installment business of JD Baitiao. As long as you use the Fenfen Card, transactions will be automatically installment based on the number of installments selected when opening, and you need to pay part of the principal and fees for each installment.
Strictly speaking, the interest rate for Baitiao Fenfen Card is a handling fee, which is charged monthly. The specific rate depends on the number of installments, which is consistent with the installment rate of JD Baitiao. No matter how many installments it is, the interest rate is the same. The rate is 0.5%/period.
The handling fees and principal of each installment of Baitiao points card are included in the current Baitiao bill, and secondary installments are not supported. Jingdong Baitiao points card must be paid in installments, and a 0.5% handling fee will be charged for each installment. If you don’t want to pay in installments, you can only do it without using Baitiao split card transactions. The difference between Baitiao Fenfen Card and credit card is that Baitiao Fenfen Card deducts Baitiao's limit when making purchases. In addition, the credit card limit is assessed and granted by the bank, and the Erbaitiao Fenfen card limit is assessed and granted through JD Finance’s system. Spending through Baitiao Fenfen Card will deduct Baitiao's limit, but there are differences between Baitiao Fenfen Card and JD Baitiao. JD Baitiao can freely choose whether to use installment repayment, because you can choose whether to use interest-free installments, but Baitiao Fenfen Card If the amount of each order on the card exceeds a certain amount, after the payment is completed, repayment will be based on the number of installments you selected when paying. Moreover, the installment repayment of the Baitiao Fenfen Card is not interest-free and will accrue interest, with a daily interest rate. Under normal circumstances, it is about five ten thousandths, and it cannot be canceled after the installment. If you want to pay off the remaining installments in advance, you will be charged an installment advance service fee.
This is the end of the introduction on how to use JD Baitiao Credit Card and whether there is an annual fee for JD Baitiao Credit Card. Did you find the information you need?