China merchants bank credit card: overseas, you can select the corresponding credit card swiping equipment according to the credit card organization logo (such as VISA, MASTERCARD, JCB, American Express, UnionPay) on the credit card to swipe the card, without additional credit card swiping function and no credit card swiping fee.

① unionpay line credit card, RMB settlement and RMB repayment;

② international lines are swiped, settled in US dollars, repaid in US dollars, or the function of purchasing foreign exchange by credit card is opened.

Tips

If you take the international route, your consumption will be settled in US dollars, so if the consumption amount is not US dollars, there will be an exchange fee between the two currencies (1.5% of the transaction amount). If the UnionPay line is swiped or the consumption amount is USD, there will be no settlement fee.