Lived in India for two years. I suggest you apply for a VISA credit card, which can be used to make purchases or withdraw cash directly in India. Although the handling fee for cash withdrawals is high, credit cards are convenient, fast and safe, which is indispensable abroad. Credit cards have limit limits. If you have a larger amount to spend, Westunion is more suitable. In India, there are many banks that support Western Union, and they are also available in many stores. In tourist cities, homestays can even provide Western Union remittance services. After your family members send you Western Union money at the post office or the Agricultural Bank of China, they can withdraw cash on the same day with your passport, which is more convenient. Overall, VISA is essential, and Western Union recommends using it regularly and in large amounts. Let me tell you another tip. The exchange rate of the rupee is very unstable (it can differ by 20% in a year). You can buy it at a low level and sell it at a high level. The profit is also considerable, and the interest deposited in the bank is also higher than in China. That's all I can say, hope everything goes well for you!