The main benefits of installment payment with China Merchants Bank credit card:

1. Enjoy it first and pay later;

2. No guarantor required and the procedure is simple;

3. Regular and fixed amounts, easy payment;

4. Avoid embarrassment, don’t be afraid of not finishing after spending more;

5. Reasonable financial management, more reasonable financial management;

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6. You can get discounts or gifts when you accumulate points and spend in shopping malls;

7. You can choose any monthly repayment amount as you like.

In addition, China Merchants Bank’s installment plan will help improve the overall score, which will be helpful for future applications to increase the temporary/fixed quota~