It can basically be done. If you don't have a business license, you can bring valid documents such as driving license. The more documents people can represent assets, the better. In this way, the overdraft limit will be larger. You can ask the Agricultural Bank of Jiefang Street, which is opposite to Wen Jing Department Store. Lishui Branch of Agricultural Bank of China doesn't need to go to the counter, but it is on the side of the business center near the window.