If no special instructions are given, generally only the regular version is opened. You need to download the electronic certificate from the Minsheng Bank homepage. You should be given a password when you open it. If you want to use U-Shield, you need to explain before you can get it. After all, U-Shield costs money.
Personally, I think that if it is not a large amount of cash, an electronic certificate can be enough. After all, it is only valid for one computer.
U-shield can be used on any computer.