Card upgrade method 1: card upgrade. Card upgrade is to reissue a high-grade card while keeping the account unchanged. After the new card is activated, the old card automatically becomes invalid. Ordinary cards can be upgraded directly by calling the customer service personnel department. The customer service staff will inquire about the basic information of your credit card, and then let the system judge whether to upgrade. Both CITIC Bank and ICBC support the way that ordinary cards are upgraded to gold cards and gold cards are upgraded to platinum cards, but BOC also needs to fill out forms at outlets.
Card upgrade method 2: Apply directly. If the bank does not support card upgrade, it can only apply for a new credit card. Generally speaking, if you already have a universal card of this bank and use it well, it is basically not too difficult to apply for a gold card, which is somewhat similar to the way of handling cards. However, upgrading a gold card to a platinum card will be stricter, so it is generally necessary to fill in the application materials again, and some banks need to provide certain financial proof to upgrade a platinum card, so they must pay more attention to relevant news before upgrading.