Nowadays, many young people rely on credit cards to live their lives. Moonlighters, Bei youths, and invisible poor people are all labels of this era. Deposits, bank cards, Alipay, and WeChat wallets are all empty. Today's young people are heavily in debt with credit cards. Today's young people have become the new poor of the contemporary era.

Post-90s and post-95s often consume ahead of schedule, focusing on preferences, advocating individuality, and pursuing quality and trends. The open and high limit of these Huabei Baitiao credit cards encourages irrational consumption, allowing them to inadvertently buy things they cannot afford. In the concept of consumerism, a woman's wardrobe is always short of a piece of clothing, and a man's shoe cabinet is always short of a pair of shoes, so young people often max out their credit cards to meet their own needs. Although materials have turned from scarcity to abundance, People also face a lot of problems. Their happiness does not increase, but they worry about paying off their credit cards every time.

Nowadays, many people have been brainwashed by capital. Money is not saved, but earned. These words are brainwashed. As a result, many people now not only want to earn your current money, but also earn future money through credit loans. There is no restraint in consumption, just to satisfy one's own consumption desire, which leads to maxing out the credit card Huabei, and becoming a card slave at a young age. Consumerism uses the consumption of money to appease people's anxieties, and uses ever-increasing supplies to fill people's dwindling patience. These are tantamount to drinking to quench thirst. Creating happiness within one's ability is what everyone should respect.

We must face up to the match between our own desires and consumption power. If our consumption power is not good, then we should not focus on unrestrained material comparison. Refuse to use credit cards in the first place. Nowadays, many young people pursue high-end consumer goods without sufficient financial ability, and eventually become card slaves. It is easy to go from frugality to luxury, but it is difficult to go from luxury to frugality. You must face up to your own abilities. Be a person who can control your life freely, rather than living a life controlled by other credit cards.