the adjustment of the minimum repayment amount of this card to 2% means that if the cardholder cannot fully repay his credit card bill in the current month, he can choose to make repayment according to the minimum repayment amount of 2%.

in other words, if the bill of the current month should be repaid to 1 yuan, it may be necessary to repay 1 yuan according to the original minimum repayment amount. But now it is adjusted according to the minimum repayment amount of 2%, and the minimum repayment amount is only 2 yuan. However, adjusting the minimum repayment amount to 2% may have an impact on the credit rating of cardholders. In addition, the unpaid part will generate additional interest.