Not necessarily. Apply at the counter with proof of credit: Applicants are required to submit relatively complete asset certification documents and submit the above to the bank for review by the bank's back-end review department. Applicants for credit cards can be divided into units and individuals.

Each unit applying for a credit card can receive a main card and multiple supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee. Extended information

Since the card is sent by mail after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from fraud losses, the credit card has set up a card opening procedure before it is officially launched.

Check the relevant personal information provided during the application and complete the card opening process once it meets the requirements. At this point, the applicant becomes the card holder and can officially start using it after signing on the back of the card. After opening a credit card, you generally need to set up a password for the card.

Baidu Encyclopedia-Credit Card