You'd better not trust the person who comes to the door. If it is inconvenient for you to go to the bank, you can call the customer service number of the bank that wants to apply for a card (usually 5 digits, starting with 9), explain the situation to them and make an appointment, and check their work permit when people come to the door. It is best to call the bank's service hotline again in person to confirm. If it is convenient, go directly to the bank with your ID card. There is no charge for getting a card now. If he charges you, it's not a liar or a breach of contract. In addition, never find someone to get a card at home. Once that person used your personal data to apply for a credit card in your name and rewrote the delivery address, he stole your credit card after it was issued. Therefore, it must not be labor-saving to apply for a card. You must submit the application materials at the Bank of Communications counter or you will regret it.

1. Credit card, also known as debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card _ 1-2]_ card issued by commercial banks or other financial institutions with all or part of functions such as consumer payment, credit loan, transfer settlement and cash deposit and withdrawal. 20 17 12 1, the English translation and writing standard for public services was formally implemented, and the English name of credit card standard was defined as Credit Card_3]_. Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day. _4]_ Fat girl deals in credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards. From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate). _ 5] On May 25th, 2002/KLOC-0, the Supreme People's Court promulgated and implemented the Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards.