2. Many organizations or individuals think that people don't understand credit cards and profit from them. In fact, it is free to apply for a credit card at the bank. The so-called handling fee finally just fell into their pockets.

3. They will tell you that their quota is high. However, the credit card limit is automatically generated by the banking system according to comprehensive conditions, which is beyond their intervention scope. At most, it is illegal to provide false financial proof. If you didn't know the specific information of your credit card declaration at that time, you should think twice! ! !

4. Have you ever thought about your information security when you give them your ID card, home address, work unit, information of relatives and friends, and contact information? The state has little supervision on this aspect, so what can be done to ensure the safety of your property? If all the money in your credit card is stolen one day, who will you go to?