There is no time limit for credit cards, except for convenience stores that are open 24 hours a day. However, it is recommended not to swipe your card after 10 in the afternoon, because most businesses have stopped business after 10 in the afternoon. If the store is not open 24 hours a day and users often swipe their cards late, this kind of bank record is suspicious and will be monitored and controlled by the bank.

Is the credit card paid once a month?

Credit card means that the issuing bank gives users a certain amount of consumption according to their credit rating and financial value. Cardholders do not need to pay cash when spending, but only need to pay back the money on the repayment date.

The consumption pattern of credit card is to pay it back this month, so it is paid back once a month. However, if the cardholder does not spend in the current month, the user will not have to pay back the money next month. In addition, cardholders may be eligible for interest-free for up to 56 days if they shop on the last day of the checkout date.