How to repay with China Merchants Credit Card
The main repayment methods of China Merchants Bank Credit Card are:
1. Repayment on Palm Life: Cardholders can download it on their mobile phones And install the China Merchants Bank Mobile Life App, log in to your personal account, and then follow the prompts to repay.
2. Mobile banking repayment: Cardholders can log in to the CMB mobile banking client and find "Repayment Management", and the credit limit will be restored immediately after repayment.
3. Online banking repayment: Cardholders can log in to China Merchants Bank’s online banking, open Baidu browser (version 13.2) on iPhone 13 iOS 15.0 version, and directly operate repayment in online banking, and restore the limit instantly .
4. Automatic repayment: Cardholders can bind their CMB debit card to their credit card, and CMB will deduct the amount required from your all-in-one card on the due repayment date. However, in the case of automatic repayment, the available credit limit on the credit card will not be restored until the next day. Use iPhone13 mobile phone (system version: iOS15.0) to open the Palm Life APP (version 8.5.11) China Merchants Bank (version 10.0.0)
China Merchants Bank is the first company in China that is completely owned by an enterprise A joint-stock commercial bank held by legal persons, it was established on April 8, 1987 and is headquartered in Shenzhen. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange; on September 22, 2006, they were listed on the Hong Kong Stock Exchange. Mainly engaged in banking and financial services business. In January 2022, China Merchants Bank disclosed a performance report, achieving a net profit of 119.922 billion yuan in 2021, a year-on-year increase of 23.2.
China Merchants Bank was founded in 1987 in Shekou, Shenzhen, the forefront of China's reform and opening up. It is the first joint-stock commercial bank in China that is completely owned by corporate legal persons. It is also the country's initiative to promote banking industry reform from outside the system. The first pilot bank.
The head office of China Merchants Bank is located in Futian District, Shenzhen City. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. On September 8, 2006, China Merchants Bank began a public offering in Hong Kong, issuing approximately 2.2 billion H shares, raising HK$20 billion, and was listed on the Hong Kong Stock Exchange on September 22. Net capital exceeds 290 billion and total assets exceed 4.4 trillion. As of the first half of 2017, China Merchants Bank has more than 1,800 domestic and overseas branches, has established service outlets in more than 130 cities in mainland China, has 5 overseas branches and 3 overseas representative offices, and has more than 70,000 employees. In addition, China Merchants Bank also wholly owns China Merchants Bank Financial Leasing Co., Ltd., controls China Merchants Fund Management Co., Ltd., holds 50% stake in China Merchants Cigna Life Insurance Co., Ltd., and 50% stake in China Merchants United Consumer Finance Company; it wholly owns Wing Lung in Hong Kong Bank Limited and CMB International Financial Holdings Limited.
What are the convenient repayment methods for China Merchants Bank credit cards?
The common repayment methods for China Merchants Bank credit cards include:
1. Repay within the card-issuing bank. The payment is usually credited to the account after the system processes it on the same day.
2. Inter-bank transfer/remittance repayment. The time it takes for the money to arrive and the convenience of repayment are not as good as intra-bank repayment, online repayment, convenience store repayment and other methods.
3. For online repayment, if you choose different platforms and banks, the charging standards and specific payment arrival time will be different.
4. For convenience store repayment, it usually takes 2 to 3 working days to arrive in the account. At the same time, there is no handling fee for repayment in this way.
5. Repay over the counter and conduct RMB current deposit and withdrawal transactions.
6. Xinpaytong repayment, an innovative electronic product supported by financial services provided by China UnionPay’s inter-bank information exchange network.
7. Repayment Tong charges are generally based on the fee standards for intra-city inter-bank transfers and long-distance inter-bank remittances stipulated by the local People's Bank of China.
Extended information:
Characteristics of China Merchants Bank credit cards:
1. There are many types of cards, novel and beautiful in style, and easy to attract people;
2. The service attitude of telephone banking is very good and very convenient;
3. E-banking is associated with mobile phones and is relatively safe;
4. Every transaction has an electronic Email notifications, and text message reminders for every online transaction and general card transactions over 300 yuan;
5. Powerful online banking functions, the public version can be used directly, with the ability to query bills and details, check points, and open accounts. Cards, set online transaction limits, self-service bill installments and other functions;
6. China Merchants Bank credit card is free of annual fees in the first year. Generally, the annual fee for the next year can be waived after 6 purchases.
How to repay China Merchants Bank credit card
There are the following repayment methods for China Merchants Bank credit card:
(1) CMB credit card repayment method: Palm Life Repayment Payment: Open the official China Merchants Bank Credit Card APP - "Handheld Life" (8.5.11) on your iPhone 13 (iOS 15.0 version), and you can follow the prompts to make convenient repayments.
(2) If you have a bank card from another bank, you can also transfer repayment to your China Merchants Bank credit card through that bank’s online banking. For the specific operation method of this service, please consult the issuing bank of the transferred bank card.
(3) Automatic repayment of China Merchants Bank credit card repayment method: automatic transfer on the repayment date of the associated China Merchants Bank all-in-one card. Use Baidu browser (13.0.0.10) to log in to the credit card website () in Macbook Pro 13 (macOSS Sierra 10.12.6) to apply. It can be used nationwide without any handling fees.
(4) China Merchants Bank’s credit card repayment method: Telephone repayment: Just dial 95555, and the repayment is easy!
China Merchants Bank is the first bank in China that is completely operated by A joint-stock commercial bank held by corporate legal persons, it was established on April 8, 1987 and is headquartered in Shenzhen.
On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange; on September 22, 2006, they were listed on the Hong Kong Stock Exchange. Mainly engaged in banking and financial services business.
On June 18, 2020, China Merchants Bank and I-Mab signed a strategic cooperation agreement. According to the agreement, China Merchants Bank intends to provide I-Mab with comprehensive services of no less than 2 billion yuan in the next five years. financing amount and provide a full range of financial services.
In February 2021, it participated in WM Motor’s RMB 11.5 billion strategic cooperation agreement.
In December 2020, it followed the investment of Yonghui Colorful Fresh Food Development Co., Ltd. in its 1 billion Series A investment.
Products and services:
(1) Debit card: It is divided into all-in-one card and golden sunflower card, which integrates the functions of time deposit, multi-storage, multi-currency and multi-function.
(2) Credit card: A credit card in the form of a chip magnetic stripe, which has all the functions of a credit card such as overdraft and points.
(3) Golden Sunflower Financial Management: A comprehensive financial management service system for high-end individual customers, covering liabilities, assets, intermediary business and financial consulting.
How to repay with a China Merchants Bank credit card
The repayment methods of China Merchants Bank include: all-in-one card related repayment, online transfer repayment, telephone transfer repayment, self-service deposit machine (CDM/CDS) Repayment, inter-bank UnionPay ATM/counter transfer, etc. Several repayment methods are recommended based on this situation: 1. If you have money in the CMB all-in-one card (with the same account holder as the credit card), you can call the CMB customer phone number 95555 to bind the all-in-one card and the credit card for repayment, and then ask the customer service to put the all-in-one card into the credit card. Money is associated with repayments on credit cards. 2. You can also choose to repay online through UnionPay/Quaiqian payment platform, as long as you have a debit card with any bank that has opened online banking. 3. You can also choose to transfer funds from other banks’ ATMs/counters. 4. Nowadays, many convenience stores have payment terminals launched by some third-party payment platforms (such as Lakala, etc.), which can make credit card repayments.
5. If it doesn’t work, ask your friend in Nanjing to help you pay it back at the China Merchants Bank counter. Nanjing Credit Card Club wakaka.net.cn.
It is recommended to go directly to China Merchants Bank to repay the money, so that it will be credited immediately. There is a certain delay between banks. If your repayment date is about to expire, it is recommended that you go to the nearest China Merchants Bank to repay it. By the way, credit card repayments are easy and there are no regional differences. Just deposit the money you want to repay into the card and you're done