Maybe the user has just paid the current bill. As long as this card is still in use, the next consumption will continue to generate bills, and users must continue to repay. If the user pays off the credit card in advance and no longer uses it, then the credit card does not need to be repaid.

The user's credit card has been paid off. If it is not used for a long time, you can choose to cancel. After all, if the card is not free for life, you may be charged an annual fee for not using it for a long time.

Can I repay my credit card in two installments?

Credit card repayment can be divided into two or more repayments. As long as the cardholder pays off the debt on the bill before the repayment date, there is no limit on the number of times the cardholder repays, only the repayment amount is limited. Credit card repayment methods include full repayment, minimum repayment and installment repayment. Among them, the cardholder's choice of installment payment and minimum repayment amount will not cause the credit card to be overdue and will not affect personal credit. In this case, only part of the interest is charged to the cardholder.