Received amount = credit card amount-handling fee. Ten thousand yuan 63, handling fee = credit card amount * rate 0.63%, handling fee = 10000×0.63%=63, received amount = 10000-63 10000 yuan 63, handling fee = credit card amount * rate 0.63%. Received amount = credit card amount-handling fee, received amount = 10000-63=9937, which is the figure if the cap is not capped. Here, take 1 10,000 as an example, and the ceiling is this number.