2. Reduce the credit limit: If you find that the credit card has been inexplicably reduced in the process of using the card, there is no doubt that nine times out of ten it is the result of bank risk control. If the credit limit is less, there is no passion to brush it.
3. Don't give you a temporary quota: When the consumer demand is large and the fixed quota is not enough, some card friends will apply for a temporary quota. What I want to tell you here is that if your credit card is under the risk control of the bank, the result of applying for a temporary limit is directly rejected by the bank.
4. Impact on personal credit card: If your credit card is blocked due to bank risk control, it will be displayed in the credit information system of the People's Bank of China that the reason for freezing is cashing out, which may also affect your personal credit.
Common reasons for credit card being controlled by wind:
A long-overdue credit card
Overdue credit card is the most common problem in life. If the credit card is overdue for more than three periods, the bank will charge interest and late fees to the cardholder who fails to return it, which will seriously affect the credit record and make it difficult to borrow money in the future!
If your credit card is overdue for a long time, it is inevitable to close it. Not only that, you have to refund more interest. If you don't pay back for a long time, the bank will doubt your purpose and intention, whether you overdraw maliciously, whether you evade repayment and so on.
Credit card stolen brush
When the credit card transaction is abnormal, it will be judged by the bank as suspected of stealing the card, especially swiping the card in different places. It is very likely that forged credit cards will be used for transactions. In this case, the bank will generally freeze or seal the card.