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What credit card can be paid in installments?
What types of credit cards do banks in China support?

At present, BOC credit card installment types include transaction installment, bill installment, merchant POS installment, special installment and cash installment. Consumption installment, bill installment and cash installment can be applied for 3, 6, 9, 12, 18, 24. For details, please pay attention to China Bank official website ().

The above contents are for your reference. Please refer to the actual business regulations.

Which bank card can I use to buy a mobile phone in installments?

China Merchants Bank credit card can buy mobile phones in installments.

Shopping mall staging is one of the credit card consumption services of China Merchants Bank. When shopping, cardholders can choose to divide the total price of purchased goods or services into three periods, six periods, 12 periods or 24 periods. Pay back the money on time according to the credit card bill every month.

"Shopping Mall Installment Payment" is completed when the cardholder chooses to go to the staged merchant store specially designated by China Merchants Bank and completes the installment payment through the designated POS machine.

Extended data:

The first is the available credit line after handling the market installment payment business.

The installment payment in China Merchants Bank's credit card market takes up your credit limit and total installment amount, so you need to deduct the total installment amount from your usage limit. Pay back monthly, and your credit line will gradually recover.

Second, the service cost.

The installment fee is divided into installment fee and installment fee (month):

1, one-time charge

The handling fee will be charged together with the first payment due.

2. Average value of each period (month)

The fee will be charged according to the number of installments (months) and together with the amount due for each installment. If you buy a commodity worth 6000 RMB, you will pay in installments by 12, and the handling fee is 240 yuan RMB. Each bill will be displayed as "Pudong Store 0 1- 12500 Pudong Store 0 1- 1220".

What credit card can be divided into 36 installments?

Credit cards of China Merchants Bank and China Construction Bank.

Payment by installments: choose 2, 3, 6, 10, 12, 18, 24 and 36 installments. The single installment fee rate is 0%~ 1.67%. The actual installment fee and the number of applicable installments are subject to the real-time evaluation results of China Merchants Bank Credit Card Center.

In the installment payment business of buying a car with dragon card launched by CCB, the cardholder agrees to pay the down payment (the down payment is the net car price minus the approved amount) and applies to CCB to use his dragon card to buy a family car at the designated dealer.

If it is a general consumption or bill installment, if the installment amount is large enough, the Agricultural Bank of China credit card can apply for 24 installments first, and then apply for an extension to display it as 36 installments. However, an additional extension fee is required. You can consult customer service first. Most banks have 36 phases for car staging and decoration staging.

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At present, most banks offer five stages: 3, 6, 9, 12 and 24, while only a few credit cards can be divided into 36 stages, such as China Merchants, China Construction Bank and Minsheng Car Loan Card.

Compared with the stipulation that the loan period of bank loans and auto financing companies is generally 3 to 5 years, although all banks claim that they can apply for 36 loans at the longest, in practice, most of them will be controlled at 12 to 24 loans.

China Merchants Bank's credit card bill installment application requirements are as follows: installment application time: from the trading day to the repayment date, you can freely choose to installment the transactions under RMB or USD accounts.

Conditions for applying for bill installment: the applicant must hold a personal credit card of China Merchants Bank, have a good record of using the card, and have no delay in repayment in the current period. Customers who only hold business cards, business cards, purchasing cards, ANA protection cards or supplementary cards cannot apply for bill installment for the time being.

Application amount for bill installment: apply for RMB bill installment, and the minimum application amount for each installment is not less than 300 yuan RMB; For the installment payment of USD bills, the minimum application amount shall not be less than USD 65,438+000 each time.