China Merchants Bank Platinum installment credit card is still good. This card is a UnionPay single currency card. In addition to the basic functions, the personal credit card of China Merchants Bank also has the following differentiated functions:

1. Its credit line is very high, ranging from 60,000 to 300,000.

2. Automatic installment after consumption, and the single installment rate is as low as 0.66%.

3. You can enjoy double points for installment payment.

4. Free annual fee for the first year.

It should be noted that if the total monthly consumption exceeds RMB 300 yuan (inclusive), the system will automatically handle the installment for the customer, and the consumption amount can be repaid in installments from the current month. The number of automatic staging is 3, 6, 10, 12, 18, 24, which can be selected by customers and modified every six months.