1. U.S. consumption card swiping strategy map

ICBC cards can only be swiped on the American Express network. If you want to use ICBC to clear cards in China, users need to bind third-party payment apps such as Alipay, WeChat, and China UnionPay Express. There are very few POS machines in China that use the American Express network. Before swiping the card, users can ask the staff whether the POS machine can swipe American Express credit cards. ICBC clear card is relatively convenient to use overseas. As long as you have the American Express network, you can use this card to make normal credit card purchases.

2. POS for swiping U.S. dollar savings cards

As long as the POS machine has signed a foreign currency bank card settlement business, you can swipe foreign cards. First of all, it is necessary to ensure that the acquiring bank of the POS machine, which means that the bank to which the POS machine belongs can carry out settlement business for foreign currency bank cards. If this bank has foreign currency bank card settlement business and has signed a foreign currency bank card settlement agreement with the merchant to determine the commission for foreign currency bank card settlement, this POS machine can swipe foreign currency bank cards.

3. Which card is better for consumption in the United States?

The advantages and disadvantages of buying Knight Card globally are as follows:

1. Advantages of Knight Card

The Knight Card enjoys more than 70 exclusive privileges and can obtain coupons from many domestic and foreign merchants. It is already available in Japan, France, the United States and other countries around the world.

2. Disadvantages of the Knight Card

The Knight Card has restrictions on stores and consumption places. You can only enjoy discounts in the stores and consumption places designated by the Knight Card. Therefore, before applying, you must understand whether the discounts of the Knight Card are useful.

Purchasing the Global Knight Card can provide users with various discounts and discounts, such as 10% off on gas, 40% off on video recharges such as iQiyi Tencent Mango TV, 50% off on car maintenance at 4S stores, 24 There are nearly a hundred privileges and discounts at national duty-free shops, outlets, and supermarkets, etc., which are suitable for those who frequently shop online and offline.

The Global Knight Card that you can apply for through Alipay is essentially a membership card that allows you to enjoy various benefits such as shopping discounts and gas discounts. Many users previously thought this card was a credit card, which is incorrect. Generally, credit cards are issued by banking institutions, but Global Knight Card is issued by Guangzhou Tantu Network Technology Co., Ltd., so you don’t need to use a credit card.

4. Credit card tipping in the United States

is generally given, usually accounting for 10-15% of the total consumption. Some restaurants will give you several types of tips on the bill, most of which are 10, 15, and 20 tips. Some restaurants will even give you more than 20 suggestions. Make a judgment about the service based on the level of your consumption and your attitude towards the waiter, and then choose.

5. U.S. card payment

Bank of Communications supports U.S. dollar payment. Those who hold a Bank of Communications dual-currency credit card and have a U.S. dollar account can use the amount in their U.S. dollar account when paying on overseas shopping websites; you can also choose VISA or MasterCard channels to use your U.S. dollar account when paying overseas. In addition, dual-currency credit cards can also be used to withdraw cash overseas.

: 6. Comprehensive pictures of US consumer card swiping strategies

1. Confirm that the POS machine has power, press and hold the on key to turn on the POS machine;

2. Input operations Enter the operator number 01 and press Confirm, then enter the operator password 0000 and press Confirm;

3. The POS machine automatically turns on. You can then swipe the card, enter the amount, and ask the cardholder to enter their password. After issuing two receipts, the first one should be signed by the cardholder, and the other should be kept by yourself for easy reconciliation.

7. American Shopping Card

On July 17, 2010, Ping An Bank American Express Classic Series RMB credit card family added a new member, Ping An Bank American Express Gold Card was launched. . The design of the card face of the new product follows the iconic centurion portrait of American Express’ classic series of products. The product advocates freedom of movement without love, and supports online and offline use at home and abroad, and is in line with the new generation who advocate freedom, love life and pursue quality. Young people's attitudes towards life and travel have created a buzz.

So what are the benefits of the Ping An Bank American Express Gold Card? Let's get to know each other.

What are the benefits of the Ping An Bank American Express Gold Card?

[1] 5 times points for travel and disadvantages

1. Select Ping An Bank American Express Gold Card on Ctrip, Qunar, Spring Airlines, Railway 12306 through Alipay or WeChat channels;

2. Use the Ping An Bank American Express Gold Card to make successful purchases online and offline overseas.

[2] American Express China Hotel Plan - Accommodation

During the event, Ping An Bank American Express Gold Card cardholders can search for American Express card benefits through Alipay and book hotels in real time. Enjoy 152 hotels in 20 cities in China:

Early check-in and late check-out (depending on room status at check-in). Free room upgrade (depending on room status at check-in). Enjoy daily breakfast for everyone during your stay (depending on the hotel). WIFI is free (depending on the hotel). Hotel consumption amount is 50-100 USD (depending on the hotel). Pay in advance and enjoy a 10% discount on the standard hotel price on the official website.

*The above benefits are subject to hotel confirmation at the time of actual booking.

[3] American Express China Parent-Child Program - Play

Activity period: April 22, 2021 to April 30, 2022.

1. Paradise tickets provided

1: Benefit: Enjoy a 50% discount on tickets for more than 30 amusement parks in China;

2. Benefit: Available every month Two large tickets will get you one free one (100 yuan discount on Shanghai Disneyland tickets), and you can also enjoy free food or a piece of popcorn when booking Chimelong tickets.

2. Paradise hotel packages are provided

1: Benefits: Enjoy a 15% discount on more than 20 domestic amusement park theme hotel packages;

2. Benefits: Every You can enjoy a 100% discount or 200 yuan discount on the Hedongyuan hotel package for a limited month. You can enjoy a 200 yuan limited discount when booking 7 hotels in Chimelong. You can also enjoy late check-out, free room upgrade (depending on the room status on the day), soft drinks, etc. courtesy.

*The quota for the current month opens at 10:00 am (Beijing time) on the 1st of each calendar month, first come, first served, while supplies last. During the event, limited-time products can only be purchased once per card per calendar month. American Express exclusive park ticket benefits and park hotel package benefits cannot be enjoyed per calendar month.

If two people go to the buffet in a 4-star hotel, one person is free of charge.

During the event, Ping An Bank American Express Gold Card cardholders can book buffets at designated star-rated hotels through the American Express reservation platform or the American Express concierge service line, and enjoy free hotel stays for two or more people, and one person traveling together. Buffet or semi-buffet.

[5] Annual fee reduction policy

The annual fee for Ping An Bank’s American Express Gold Master Card is 300 yuan per year, and 6 charges are exempt from the annual fee for the following year; the annual fee for supplementary cards is 150 yuan Yuan/year, 3 annual fees are waived for the following year.

Preferential policy: Annual fee is waived for life before December 31, 2021.

All the benefits of the Ping An Bank American Express Gold Card can still meet the diverse needs of business travelers.

8. Use US gift cards

Answer: Apple gift cards have geographical restrictions.

Reason: Apple gift cards can be used across regions. Currently, Apple is very strict about cross-regional IDs and purchases, especially gift cards. Take US accounts as an example. When registering, if the IP address of the registered device is located outside the United States, you need to bind a bank card (UnionPay is not supported) or PayPal when filling in the payment method. But if it is a US IP, there will be no option and no payment method is required.

9. Cards for spending U.S. dollars

Foreigners use foreign currency cards such as VISA/MasterCard/AE/DC/JCB for domestic consumption and shopping. U.S. dollar/euro cards can only be used in Foreign currency cards can be used at POS machines in corresponding channels, such as large supermarkets, scenic spots, etc.

If a merchant needs a foreign currency POS machine to swipe foreign cards to collect payment, there are certain requirements for going to the bank to apply for such a foreign currency POS machine. It is recommended that professionals take care of it and help.