The credit card payment record takes 2 days, so it can't be found on the credit card website immediately after payment. Once the transfer is completed, your credit limit can be restored. As long as the credit limit is restored, you can shop by credit card.
For example, it shows that your debt is 1 000 yuan. After you repay 200 yuan now, your debt is still shown as 1 1,000 yuan. Generally, it takes 2 working days for our credit card center to complete liquidation, and the debt information will be updated. Please refer to the queried "Available Line" data for the success of repayment.
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Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.
Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
Credit card transaction time is not included in the bill. There is usually a delay from the actual transaction time to the time included in the bill, that is, the settlement time of banks and merchant payment institutions. Generally, after swiping the card on the same day, it will be charged to the credit card bill the next day, which means that the transaction will not be charged to the credit card bill, and the transaction that is not charged to the credit card will be charged to the next bill, and the transaction that is not charged to the credit card can only be repaid on the next repayment date.
In addition, credit card repayment also needs to pay attention to recording time, especially the automatic repayment of debit cards associated with credit cards. The credit card account will not observe the debit card associated with it at any time, and whether the account has enough balance to repay. For example, if the balance in the debit card account associated with the credit card is still insufficient at noon on the latest repayment date, the credit card will give up the deduction, which means that if the cardholder deposits the money in the debit card later than that afternoon, the deduction will not be made until the next repayment date.
Repayment will only be considered after the account arrives, because there may be a phenomenon of refund through inter-bank transfer, so repayment will not arrive. So please confirm whether the repayment has arrived. You can check the repayment status in real time through online banking, mobile banking and self-service voice phone.
If automatic repayment is made by card, the bill balance or remaining payable amount will be displayed the next day after deduction. After successful repayment, the repayment amount of different channels will be updated, and the time limit for recording is also different, but each bank may have different regulations. Please consult the official customer service for details.