1. Annual fee: The ABC Worry-Free Platinum Card is exempt from the annual fee in the first year, and the annual fee in the following year can be exempted if it is spent for 8 times; Agricultural Bank of China Yue Platinum Card needs to spend 30,000 yuan to avoid the annual fee for the following year.

2. Cash back from consumption: ABC can get 2 points for spending over 30,000 yuan on leisurely platinum card; ABC Worry-Free Platinum Card does not enjoy this discount.