Credit card is very convenient, which can be used not only in domestic supermarkets, but also in some foreign consumer places.

Credit cards are used because on some occasions, credit cards are only used when cash and bank cards cannot be paid normally. The credit card of CITIC Bank has a certain amount, and the amount of ordinary high-quality customers will be correspondingly higher.

In the loan business of CITIC Bank, personal credit loans account for a large proportion. In many cases, individual credit loans can apply for installment payment. Cardholders can apply for interest-free installment payment if the current amount reaches 800 yuan or above.

Extended data:

Access to the whole country is barrier-free, and you can withdraw money or spend money by credit card on ATM and POS machines with UnionPay logo; (Note: Credit cards are only suitable for credit card spending, and it is best not to withdraw cash, which is very expensive and uneconomical).

The invention of credit card is like a double-edged sword, which can solve the temporary economic crisis. However, the purpose of issuing credit cards is to make money. Once the interest-free repayment time is exceeded, high interest will be charged, usually five ten thousandths of interest per day.

Baidu Encyclopedia-China CITIC Bank Credit Card

How to use CITIC Electronic Credit Card?

CITIC Bank has launched an electronic credit card, which has no physical card and belongs to a virtual credit card. Generally, credit cards are used for consumption, and users can swipe their cards directly. But many users don't know how to use the electronic credit card of CITIC Bank because they don't have a physical card.

The electronic credit card of CITIC Bank is a credit card without a physical card, which is equivalent to a virtual credit card. If you want to use an electronic credit card for spending, users need to bind the fast payment method before they can spend and pay online. CITic IC Credit Card has two accounts: main account and electronic cash account. Generally, the initial balance of an electronic cash account is 0 yuan, and the maximum balance is 1 1,000 yuan. The specific amount is determined according to the credit status of credit card holders, and the maximum amount of offline consumption of cardholders is 200 yuan. Please note that the balance in the electronic cash account cannot be overdrawn, transferred or withdrawn.

How to apply for CITIC Electronic Credit Card

At present, the electronic credit card of CITIC Bank is only open to some customers. To apply for CITIC Electronic IC Credit Card of CITIC Bank, the applicant must meet the requirements, and the user must hold a valid credit card of CITIC Bank before applying. Users in need can apply through the mobile app of CITIC Bank.

Application process: 1. Download the mobile APP of CITIC Bank, open the software, and register and log in; 2. Find the "CITIC Bank Electronic Credit Card" click application on the mobile phone of CITIC Bank; 3. Enter the application page, and the applicant needs to fill in the relevant application materials according to the prompts; 4. After the application is completed, it will be submitted and reviewed by CITIC Bank. The audit results will be notified to users by SMS. According to the applicant, after the application is submitted by CITIC Bank, it will be approved in seconds; 5. After the approval, the bank will issue the card in real time.

Users who have obtained the electronic credit card of CITIC Bank need to bind the third-party express payment before they can spend with the card.

How to use the credit card of CITIC Bank and how to apply?

How to use the credit card of CITIC Bank?

As a well-known commercial bank, CITIC Bank has also developed its credit card business well. There are many kinds of credit cards in CITIC Bank, and users can apply for them according to their own preferences and practical uses. Users can activate it after handling the credit card of CITIC Bank.

CITIC Bank's credit card can be activated through the counter, online banking and customer service hotline. After activation, CITIC Bank's credit card can be used for credit card payment and online payment. Each credit card has its own uniqueness, so users should also make good use of the characteristics of each card when using CITIC Bank credit cards to make their credit cards worth the money.

Different credit cards have different activities and rights. Therefore, after handling the credit card of CITIC Bank, users need to clearly understand the corresponding rights and interests of their credit cards, for example, some co-branded cards have corresponding shopping discounts, and some owner cards have corresponding refueling discounts. And then make good use of your corresponding rights and interests, so as to give yourself the greatest benefit.

Different types of credit cards of CITIC Bank also have different annual fee collection rules and annual fee exemption policies. Users must understand clearly and avoid paying unnecessary annual fees. For example, some cards can be exempted from the annual fee for the following year if they spend 6 pens a year. In addition, users need to pay more attention to the corresponding activities launched by CITIC Bank to maximize their credit card income.

How to apply for credit card of CITIC Bank?

China CITIC Bank's credit card can be handled through online application and offline application. After the user submits the information as required, CITIC Bank will review the user's credit card application and notify the applicant by phone after the approval. Users only need to wait for the CITIC bank card to be sent.

Online application

Users can directly search CITIC Bank Credit Card Center in the computer browser, and then click Enter to find the credit card application page. Select the card type and card face you want to apply for on the page, click Apply Now, then submit the corresponding personal information and information required by the system as required, and then submit the application.

Offline application

Users can bring their valid identity documents to CITIC Bank outlets, and then show their business requirements to the lobby staff, who will give them the corresponding application forms. After users fill in as required, they can take the number and submit their information to the counter staff, who will assist them in applying.

How to use the electronic credit card of CITIC Bank? -What does 825 mean?

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The use of electronic credit cards is as follows:

1. First of all, when users check out, they can close the screen, wake up the payment interface, verify the fingerprint on the mobile phone and complete the micropayment within 200 yuan. If our consumption exceeds that of 200 yuan, we only need to enter the password of our credit card on the pos machine, and we can quickly complete the payment.

CITIC Electronic Credit Card is an innovative product independently developed by CITIC Bank, which can be used immediately upon application. This product has no physical card for the time being, so it can be consumed online by binding fast payment. The electronic credit card in CITIC Huawei's wallet uses financial security chips, and some fingerprint management and encryption are very safe.

2. Download the mobile APP of CITIC Bank, open the software, and register and log in; Find "CITIC Bank Electronic Credit Card" on CITIC Bank's mobile phone and click Apply; Enter the application page, and the applicant needs to fill in the relevant application materials according to the prompts;

After the application is completed, it will be submitted and reviewed by CITIC Bank. The audit results will be notified to users by SMS. According to some applicants, CITIC Bank will approve the application every second after submitting it. After the approval, the bank will issue the card in real time.

Users who have obtained the electronic credit card of CITIC Bank need to bind the third-party express payment before they can spend with the card. Bian Xiao believes that in fact, if you often pay online, there is not much difference between an electronic credit card and a physical credit card. After all, it's a 1 mobile phone, so carrying a card with you can save a lot of trouble.

3. When applying for a credit card, you usually set a password, or you can choose not to use a password. When spending, when the merchant provides a POS machine to swipe the card, if a password is set, you need to enter the password and then sign the list printed on the POS machine. Generally, you can avoid the annual fee by swiping your card more than 3 times a year. Pay attention to the checkout date when using, which is very important for the cardholder's credit.

If it is a debit card, a handling fee of 1% will be charged for card swiping in different places.

Operating environment: apple 12, ios 14, China citic bank 8.0. 1.

I would like to ask how to activate the credit card of CITIC Bank.

1. Customer service phone activates CITIC Bank credit card.

If you want to use a credit card, you must activate it before using it. After you receive the credit card of CITIC Bank, whether it is the main card or the secondary card, please call the customer service of CITIC Bank first, and complete the setting of the card opening and telephone inquiry password according to the instructions of the customer service staff.

Two. Online activation of CITIC Bank credit card

Log in to CITIC Bank Online Banking, click Log in to Online Banking, select a credit card to open the card, and follow the prompts to open the card.

Third, SMS activation.

When applying for a credit card, use the mobile phone number registered in the bank, edit the short message and send it to the designated number to activate the card opening.

If the credit card is not activated, the bank will not automatically cancel it. Inactive credit cards will not have security problems, but if the credit card is not in the hands of the cardholder, there will be certain security risks. It is recommended to cancel the card at the issuing bank.

Reminder: CITIC Bank Credit Card Network applies for a new account, and the activation card can only be activated through the outlet counter; In addition, credit card activation takes effect immediately. For the sake of card security, CITIC Bank only provides the service of activating credit card products by itself.

For more information on how to activate CITIC Bank's credit card, please visit: See More.

So much for the introduction on how to use CITIC Credit Card.