You can enjoy interest-free treatment if you use CCB credit card to pay in full before the due repayment date. If only the minimum repayment amount is paid, but not the full repayment amount, the interest of each consumer transaction in the bill shall be calculated at the daily interest rate of five ten thousandths from the transaction entry date.

If you overdraw cash with a credit card, you will have to pay fees and interest. A handling fee of 0.5% of the cash withdrawal principal is charged, with a minimum of 2 yuan and a maximum of 50. From the date of cash withdrawal, the interest shall be calculated at five ten thousandths of the daily interest, and the compound interest shall be calculated monthly. 20 days after the bill date is the due repayment date.

If the consumption is not repaid in full, or if the overdraft is withdrawn, interest will be generated, but not at 55: 00 every day.