Visa includes credit card, debit card and prepaid card. Visa credit card has the function of using credit card, so it can be overdrawn.

Visa is a bank card jointly issued by Visa International Card Organization and its member banks. It is an international credit card, which is used all over the world. You can swipe your card as long as you have the Visa logo. When the Visa card is in consumption abroad, it can be spent directly without changing the local currency, and the cardholder has to pay the currency conversion fee and the currency purchase exchange rate. Visa card has the advantages of swiping cards in Asia and North America, and has the functions of deposit and withdrawal, transfer settlement, consumption payment and investment and financial management.