Since the limit is directly related to the cardholder’s ability to overdraft consumption, special attention should be paid to the limit issue when applying for a credit card. Today, the editor will introduce to you what is the general limit of Bank of Communications credit card Suguo UnionPay.

1. Card level limit

Bank of Communications Suguo UnionPay’s credit card has two levels: regular card and gold card. The regular card limit is generally around 3,000-10,000 yuan; the gold card limit Generally around 10,000-50,000 yuan. The specific limit is determined by the bank based on the information and relevant information provided by the applicant, combined with the credit record, and a comprehensive score.

2. Factors that affect the credit card limit

There are many factors when reviewing the applicant’s credit conditions, including age, gender, education, work, position, income, marital status, and place of residence. , credit status, etc. The banking industry has a higher preference for job stability, high income, and family stability, and applicants with more funds will receive higher quotas.

In addition, the information provided when applying for a credit card must be complete and accurate, and must not be falsified. Otherwise, the bank will verify the information as false and directly reject the application. Pay attention to the applicant's credit conditions. If you encounter a low limit, it is recommended that you do not cancel the card in a hurry. Use the card well to increase the limit.