CCB does not limit the monthly transfer limit, but the transfer payment limit of CCB’s first-generation online banking is only 50,000 yuan, with a total of 100,000 yuan throughout the day. By activating the SMS verification service, you can increase the transfer limit to a daily cumulative total of 5 million in a single transaction.
Transfer limit:
The transfer limit refers to the maximum amount that can be transferred from a wealth account to other accounts except associated cards and agreement accounts. If the transfer limit is exceeded, the transfer instruction will be Not executed.
Features:
1. There is a single transfer limit and a total monthly transfer limit.
2. The system’s default single transfer limit and total monthly transfer limit are 10,000 yuan.
3. Customers can set their own transfer limits through bank counters and wealth account professional versions, which must be verified by ID card.
The bank card transfer limits of common banks are:
1. The single transfer limit for ICBC bank cards is 500,000 yuan, and the maximum daily limit is 2.5 million yuan.
2. The limit for transfers between Bank of China and our bank cards is 200,000 yuan, and the maximum daily limit is 1 million yuan. The limit for inter-bank transfers is 20,000 yuan, and the maximum daily limit is 500,000 yuan. Yuan.
3. The limit for transfers between China Construction Bank’s bank cards is 200,000 yuan, and the maximum daily limit is 1 million yuan. The limit for inter-bank transfers is 200,000 yuan, and the maximum daily limit is 1 million. Yuan.
4. The single-item transfer limit between Bank of Communications’ own bank cards is 1 million yuan, and the daily maximum limit is 1 million yuan. The single-item transfer limit for inter-bank transfers is 100,000 yuan, and the daily maximum limit is 1 million yuan. .
5. The single transfer limit for Minsheng Bank’s bank cards is 500,000 yuan, and the maximum daily limit is 2 million yuan.
How to adjust the transfer limit:
If you want to change the bank transfer limit, you can call the bank’s customer service number and apply to the customer service staff to change the transfer limit; you can also directly bring your ID card and the bank transfer limit Go to the bank branch counter to ask the staff to apply for changing the transfer limit.
Of course, some banks do not support changing the limit online, even at the counter.
It should be noted that different transfer methods and channels have different limit limits, and each bank has different regulations on transfer limits. When changing the limit, you must also note that the limit cannot exceed the specified maximum limit.
If you want to know the specific limit, you can also make a query. The methods of querying and modifying limits are similar. Customers can directly inquire on online banking and mobile banking; they can also call customer service phone to inquire.
In addition to having limits for transfers, banks also have limits for transactions. Once the transaction amount exceeds the specified maximum limit, the transaction cannot be successful.