Credit cards are used by many people, but they are very different from bank cards. In terms of application conditions, applicants for credit cards need to meet certain requirements for applying for cards and have good personal credit information, while bank cards have no other requirements as long as they meet the basic requirements for applying for cards. If the bank card has no balance and is not used for a long time, it will become a sleep card, and it will not have any impact on personal credit information. So what will happen if credit cards become sleep card? How to deal with it?

After becoming a sleep card, credit cards will not be automatically cancelled, but will only enter a dormant state, but it will have a great impact. There are great security risks. If you don't use the card for a long time, it will be easily forgotten, resulting in idle cards. If the card is lost due to negligence in management, personal information is stolen carelessly, and the card is forged and stolen, there will be economic losses. On the other hand, although the credit card is not activated, the annual fee, arrears and other expenses in the card are still charged according to normal conditions. If the cardholder fails to repay, there will be more interest and liquidated damages, which will lead to overdue personal credit investigation, and may not even know the cardholder's own.

how to deal with sleep card? If you want to continue to use this card, then reactivate this card. If you don't want to use this card again, pay off the debt and cancel the card.

therefore, cardholders should not treat idle credit cards as idle bank cards, and ignore them casually. If they are not handled in time, there will be serious consequences.