Methods to improve Alipay’s Zhima credit mainly include:

1. Increase the number of commitments kept. Maintain good performance records in shopping, leasing, accommodation, living payment and other scenarios, such as repaying credit cards on time, Huabei, borrowing, etc.

2. Enrich contract-keeping scenarios. Use Alipay for daily consumption, paying utility bills, paying credit card bills, etc.

3. Complete personal information. Ensure that the personal information in your Alipay account is accurate and complete, including identity information, residential address, contact information, etc.

4. Increase social relationships. Connect with people with better credit, attend credit-related events, or enjoy credit information.

5. Improve consumption levels. Moderately increase the amount of consumption on Alipay, and at the same time rationally use Huabei, Jiebei and other credit lines.

6. Supplement asset information. Provide asset certificates such as real estate, cars, provident fund and social security payment records.

7. Improve academic qualifications and status information. Supplementing information other than identity information, such as higher academic qualifications, is more conducive to increasing Zhima credit scores.

8. Improve work information. A stable job can reflect the user's ability to fulfill contracts, so supplementing job information will help increase Zhima Credit Score.

9. Keep the account open. Alipay accounts have been open for a long time, and long-term data accumulation helps the system more objectively evaluate users' Zhima credit scores.

10. Participate in Alipay charity activities. Such as planting trees in Ant Manor, growing fruits in Baba Farm, etc.