1. After CCB paid off the previous line of1.2000 in installments, the line could not be used temporarily due to changes in personal qualifications, such as overdue or illegal operation, lowering credit qualification, and being refused loans.
2. CCB will pay off the previous line of 1.2 million in installments, but the latter line is not caused by the over-limit of credit cards for the time being. This situation will increase the debt ratio and may not be able to apply for quick loans from CCB again.