Hello, the annual fee for ordinary credit card of our bank is 100 yuan, and the annual fee for gold card is 300 yuan. The annual fee is charged once a year. At present, our bank has launched an annual fee concession activity. During the whole year of your card's validity (non-natural year from the date of issuance), you can spend six times on a single card (except mini card, fashion card, business card, platinum card and unlimited card), and China Merchants Bank can pay the annual card fee for you next year. Handling fee and interest of cash advance: the handling fee of RMB cash advance in China is calculated at 65,438+0% of each cash advance, and the minimum fee is ￥ 65,438+00; The handling fee for overseas (including Hong Kong, Macao and Taiwan) cash advance is calculated at 3% of each cash advance, and the minimum charge is 30 yuan RMB or US$ 3. (Interest) Cash advance transactions do not enjoy interest-free repayment. From the trading day, interest will be charged at the daily rate of 0.5 ‰ until the settlement date, and the interest will be compounded monthly. Minimum repayment fee: If you choose the minimum repayment amount and can't enjoy the interest-free repayment period, you will charge interest on all the consumption in the current period from the bookkeeping date (usually the day after consumption), and the daily interest rate will be 0.5 ‰ until it is fully paid off. Revolving interest: When you use revolving credit to repay loans or advance cash, you will be charged revolving interest. If all the consumption funds are paid off in full before the due repayment date of the current billing cycle, you can enjoy the interest-free period by swiping your card without generating cyclic interest; If you don't pay off all the bills in the current period on time, it will be regarded as using revolving credit. From the bookkeeping date (usually the day after consumption), interest will be charged on all the consumption in the current period, with a daily interest rate of five ten thousandths, until you pay off all the bills. If you use the cash advance function, you cannot enjoy the interest-free period of cash advance. Interest will be calculated from the date of cash withdrawal, with a daily interest rate of 0.5 ‰, and compound interest will be calculated monthly until it is paid off.

(You can consult the credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center)