What kind of card does the rural credit cooperative card belong to

The rural credit cooperative card can be divided into debit card and credit card.

1. Credit card. A credit card is also called a credit card, overdraft card, which has the same function as the credit card we usually use.

2. Debit card. Debit cards don't have overdraft function, and you can only deposit money in the debit card account before you can withdraw money and transfer money. One of the debit cards is called Funong Card, with which you can handle+++by yourself.

rural credit cooperatives are banking financial institutions. The so-called banking financial institutions are also called deposit institutions and deposit currency banks. Their common characteristics are that they take deposits as their main liabilities, issue loans as their main assets, handle transfer settlement as their main intermediary business, and directly participate in the process of creating deposit currency.

rural credit cooperatives are also credit cooperative institutions. The so-called credit cooperative institutions are cooperative financial institutions with mutual assistance as the main purpose, which are called "credit cooperatives" for the purpose of mutual assistance and self-help, and carry out deposit and loan business among members.

is the credit card of rural credit cooperatives a debit card or a credit card?

hello! Whether it is a rural credit cooperative, a rural cooperative bank or a rural commercial bank, it is a serious and standard UnionPay card.

1. The cards of rural credit cooperatives can be divided into debit cards and credit cards.

1. Credit card. A credit card is also called a credit card, overdraft card, which has the same function as the credit card we usually use.

2. Debit card. Debit cards don't have overdraft function, and you can only deposit money in the debit card account before you can withdraw money and transfer money. One of the debit cards is called Funong Card, with which you can handle+++by yourself.

II. Introduction to Rural Credit Cooperatives:

Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members with shares, implement democratic management and mainly provide financial services for members. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy of members, and limit and crack down on+++. Rural credit cooperatives are divided into the following departments: rural credit cooperatives, international financial departments of rural credit cooperatives, Zhengtong Rural Credit Cooperative Training School, and credit departments of rural credit cooperatives, which are under the dual leadership of CBRC and the State Council.

Second, the characteristics of rural credit cooperatives:

As a banking financial institution, rural credit cooperatives have their own characteristics, which are mainly manifested in the following aspects:

1. Farmers and other individuals in rural areas jointly form a cooperative financial organization with mutual assistance as its main purpose. Its business operation is managed and operated by personnel designated by members on the basis of democratic elections, and it is responsible to members. Its highest authority is the members' congress, and the executive body responsible for the management of specific affairs and business operation is the Council.

2. The main sources of funds are the shares paid by cooperative members, the retained provident fund and the absorbed deposits; Loans are mainly used to solve the capital needs of its members. At first, it mainly issued short-term production and living loans and consumer loans. Later, with the economic development, it gradually widened the lending channels, which is no different from commercial bank loans.

3. Because the business object is the cooperative members, the business procedures are simple and flexible. The main tasks of rural credit cooperatives are to organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy of members, and limit and combat++.

what bank cards can rural credit cooperatives handle?

rural credit cooperatives generally have three types of cards: debit card, credit card and++++card.

debit card a debit card, also known as a savings card, refers to a bank card that has no overdraft function after making a deposit and then spending (or withdrawing cash).

a credit card is also called a credit card, overdraft card. Refers to the credit card that the issuing bank gives the cardholder a certain credit line, and the cardholder can spend first and then repay. According to the credit card quota, it is divided into general card and gold card. The amount of general card is 5-2 thousand yuan, and the minimum amount of gold card is 1 thousand-5 thousand yuan.

the+++card is used for lending, and you can borrow it with it. ++++card is a financial payment tool for the vast number of small-scale agricultural loan customers in the new countryside. In addition to the basic functions of debit cards such as shopping consumption, transfer settlement and cash deposit and withdrawal, it also has the function of small-scale agricultural loan, with the maximum amount not exceeding 3, yuan.

RuralCreditCooperatives (rural credit cooperatives) refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.

rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy of members, and limit and crack down on+++. Rural Credit Cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zhengtong Rural Credit Cooperatives Training School, Credit Department of Rural Credit Cooperatives, etc. It is a department under the dual leadership of China Banking Regulatory Commission and the State Council.

Reference: Rural Credit Cooperatives-Baidu Encyclopedia

What kind of cards do rural credit cooperatives belong to? How to bind WeChat

There are two types of rural credit cooperatives: debit cards and savings cards. Rural credit cooperatives are also called rural commercial banks.

Steps for binding the bank card of rural credit cooperatives to WeChat:

1. Open the mobile version of WeChat and log in with the mobile phone number+verification code or password+micro signal.

2. Go to WeChat, and on the "Me" page, click the "Pay" option under the avatar.

3. Enter the WeChat change page, where you can see your own change. Click the "wallet" option.

4. Enter the "wallet" page, select and click on the "bank card" in the third line, and you can see all the bank cards bound to WeChat.

5. Click "Add Bank Card". At this time, pay attention to that the bank card bound must be the same person as the identity information of the previously bound bank.

6. on the "add bank card" page, enter the name of the cardholder, that is, the ID card for the bank card, and enter++.

7. on the "write bank card information" page, enter which bank the bank card belongs to, and the rural credit cooperative is the rural commercial card. The card type will be indicated on the front of the ID card, and the mobile phone is the mobile phone number reserved when handling the bank card at that time.

8. Click Next, and you will see the bank card you just added on the bank card information page.

so much for the introduction of credit card types of rural credit cooperatives.