Approving 0 quota for incoming materials is a euphemism for directly rejecting your application.

There are many reasons why the application is rejected.

1, car loan is a bank credit loan. Your comprehensive quality does not meet the requirements of the bank. You may not have enough working years and income.

2. There are many online loans, and CCB is one of the four major banks, and the audit is strict. It may have touched the black clip system of CCB, which led to high risk and refused to lend.

I wonder if the credit card usage rate exceeds 80%

4. I have applied for a lot of online loans before, and the credit may not be answered yet. Because the settled online loan is a revolving account, it needs to be cancelled in time, otherwise it will always occupy the number of credit loans, bank loans and non-bank trust microfinance loans, which will not exceed three.

5. The number of credit inquiries is too many, which exceeds the bank's audit requirements. The bank requires no more than 4 times in two months and no more than 9 times in half a year.