After the Ping An Bank credit card refund is received, the credit limit will be restored in real time. The merchant's return operation method determines the time limit of the refund.

If it is a POS machine refund, it will be returned to the credit card account within 3 to 5 working days, and the slowest will not exceed 15 working days; if it is a quick payment refund, the merchant will transfer the return money out. It will be refunded to the credit card account in about 1 to 2 days. Cardholders can check whether the refund has been credited to their account by checking the transaction details of their Ping An Credit Card statement.

1. Ping An Bank, whose full name is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. It is one of the 12 national joint-stock commercial banks in mainland China. one. The registered capital is RMB 5.12335 billion, with total assets of nearly 1.37 trillion yuan. It is headquartered in Shenzhen, Guangdong Province.

Ping An Insurance (Group) Co., Ltd. of China (hereinafter referred to as "Ping An") and its controlled subsidiaries hold a total of approximately 2.684 billion shares of Ping An Bank, accounting for approximately 52.38% of Ping An's shares. The controlling shareholder of the bank. It has 34 branches across China and a representative office in Hong Kong.

In January 2012, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition was completed, Shenzhen Development Bank changed its name to the new Ping An Bank and formally established the new Ping An Bank. Open to the public. On June 26, 2019, eight banks including Ping An Bank were among the first batch to launch online corporate information verification systems.

2. In terms of retail business, Shenzhen Ping An Bank was the first in the country to launch a composite electronic debit card integrating IC chip and magnetic stripe, and was the first to launch a dual-currency international debit card. In August 2007, we grandly launched a comprehensive service product: "Jixiang" debit card, which integrates deposits and withdrawals, POS consumption, salary payment, bill payment, online payment, and financial management. Shenzhen Ping An Bank has also launched special service products such as Express Express, Express Express and Hong Kong Express. In addition, following the launch of the "Yingfeng" series of financial products, Shenzhen Ping An Bank launched a new wealth management service brand "Anying Financial" for high-end individual customers, allowing the bank's VIP customers to enjoy a full range of value-added wealth management services with peace of mind.