Deductions when automatic credit card repayments occur. When a bank repayment occurs, you will generally receive a text message prompt, which generally refers to the deduction of funds when automatic repayment of credit cards occurs. This type of payment is directly deducted from the card without the user being present and pressing a password. The system's batch withholding business in the bank involves many aspects, mainly involving the withholding of water, electricity and coal, binding transfers, etc. These bills are considered batch payment transactions.