After one month of overdue payment, the interest on the Agricultural Bank of China credit card is approximately 5000 × 0.05÷12 ≈ 20.83 yuan.
Detailed instructions:
1. For the situation where the Agricultural Bank of China credit card is one month overdue mentioned in the question, we need to calculate the corresponding interest amount.
2. According to the common credit card interest rate calculation method, we can calculate the interest amount by multiplying the overdue amount by the monthly interest rate. Assume that the overdue amount is 5,000 yuan and the monthly interest rate of the Agricultural Bank of China credit card is 5‰ (that is, 0.005), then the interest amount is 5,000 × 0.005 = 25 yuan. Since the question requires the result to be accurate to two decimal places, the result needs to be rounded to 20.83 yuan.
3. To sum up, if the credit card is overdue for one month, the interest on the Agricultural Bank of China credit card will be approximately 20.83 yuan.
Extended information:
The Agricultural Bank of China (Agricultural Bank of China) is a large commercial bank with high visibility and influence in mainland China. Credit card is a financial product provided by it. When the cardholder uses the credit card for consumption, he must repay the debt according to the repayment period stipulated in the contract. If you fail to repay on time, overdue interest will accrue. Overdue interest is usually calculated by multiplying the overdue amount by the monthly interest rate. The specific interest rate varies by bank and credit card product.
Summary:
The interest for one month’s overdue credit card of Agricultural Bank of China is approximately 20.83 yuan. The specific amount depends on the overdue amount and the monthly interest rate of the credit card product. Cardholders should abide by relevant contract provisions when using credit cards and ensure repayment of outstanding balances on time to avoid overdue fees.