How does the Postal Savings Bank apply for a credit card? Many netizens plan to apply for a credit card of the Postal Savings Bank. What are the requirements for consulting Postal Bank to apply for a credit card? What should I do? I'll show you the application procedures of the credit card of the Postal Savings Bank.
How does the Postal Savings Bank apply for a credit card?
Postal credit card application procedures are as follows:
1, find a credit card salesman or lobby teller to fill out the application form, and then submit the above information to the bank for review. Whether or not to approve the card and the amount of card approval depends on the comprehensive score of the bank.
2. Identity card; Work certificate or income certificate; Work phone, home phone and my mobile phone; Tax payment certificate; Proof of assets such as real estate and vehicles under the name of the individual; Other banks, credit cards and so on. The import standards of each bank are different, and the above information is not needed. According to different requirements of banks, postal savings banks generally need proof of work or income.
3. First make sure that the postal savings bank where you are located has started the credit card business (the credit card business of the postal bank is relatively late, and there are still many cities that can't do it now).
Post credit card application qualifications are as follows:
1, enterprises, institutions and institutions are better approved, and enterprises are preferably large state-owned enterprises, top 500 in the world or top 500 in China. Of course, it must be a contract worker.
2. Government personnel and civil servants. It must be a contract worker, and the postal service only recognizes contract workers. If it is a contract worker, it will be more difficult to apply.
3, the general enterprise, must be a well-known local enterprises, but also in-house work. Well-known enterprises, such as department store salespersons, do not need to apply, and the application is not approved. Of course, leadership positions are also possible.
4, other basic applications are not easy, such as real estate developers, intermediaries, car 4s shops, not approved (except for leadership positions, they are basically business owners, and the amount is very low). If it is a self-employed household, it is necessary to provide the transaction flow in the Postal Savings Bank for six consecutive months, a copy of the business license and the vicinity of the house lease. Even if you are all complete, the amount approved will be lower.
Tip: The limit of an ordinary credit card is 2000- 10000 yuan. But when your credit and financial resources are stable, you can apply for an appropriate increase in the credit card limit.
How to handle a postal credit card How to handle a postal credit card
1. For the credit card of China Postal Savings Bank, I need to bring my ID card and related materials to the nearby postal bank business outlets to handle the credit card business. Because it is impossible to apply through online channels, even if the user applies for the first credit card of the Postal Savings Bank, the offline application will be interviewed, so the user does not need a second interview.
2. In addition, after submitting the credit card application, if it passes the examination, China Postal Savings Bank will send a short message to inform the user. At this time, the user only needs to wait patiently for the card to be issued.
How to apply for a postal bank credit card? Introduce the specific method.
1. Enter the Postal Savings Bank official website to apply for a credit card online.
2. To apply for a credit card, you can go to the local postal bank outlets for on-site processing.
3. To apply for a credit card, you must be at least 18 years old, with financial ability and good credit.
How to handle postal credit cards?
Handling postal credit cards can be handled according to the following procedures. It's just whether or not to approve the card in the end, and how much to approve the card depends on the comprehensive score given to you by the bank.
1, ask a credit card salesman or lobby teller to fill out the application form.
2. Submit the following materials to the bank for approval.
① Personal ID card;
(2) proof of unit income;
③ Bank flow in the last six months;
4 personal property certificate, that is, materials that can prove personal financial resources;
Note: First of all, confirm whether the postal savings bank where you are located has opened a credit card business. Because the credit card business of Postal Savings Bank is relatively late, there are still many cities that can't do it now.
For more information about how to handle postal credit cards, please visit: See More.
This is the end of the introduction about how to do the postal savings credit card. I wonder if you found the information you need from it?