Savings banks can't use credit card loans to buy houses, so the specific interest is unknown. At present, the commercial loan interest rate of the first suite of the Postal Savings Bank is usually about 1. 1 to 1.2 times of the central bank's benchmark loan interest rate for the same period. According to the current benchmark interest rate of 4.90%, the lowest interest rate of the first suite is about 5.39%, and the highest interest rate does not exceed 5.88%. The interest rate of the second home loan of the Postal Savings Bank is usually more than 0.2 times of the benchmark interest rate of the central bank in the same period of 65438+, and the specific mortgage interest rate is also related to the qualifications of specific lending banks and borrowers. The ordinary loan interest rate for the second home is 5.88%, the minimum loan interest rate is 5.39%, and the maximum loan interest rate does not exceed 6.37%.