Second, debit cards should be deposited before consumption, and they should be handled at the bank counter with their valid identity documents;

Third, credit cards are the kind that you can spend first and then repay. Because you are still a student, you can't provide proof of income to the bank for the time being, so if you can provide collateral, the bank should be able to handle it.

If my self-control ability is not strong, I'd better not apply for a credit card. Credit cards not only charge an annual fee, but also charge relatively low interest if they are not repaid in time. Cash withdrawal not only charges high interest, but also charges a handling fee, which is 65438+ 0% of the cash withdrawal amount.

As a student, you should concentrate on your study. It is not too late to apply for a credit card when you have a stable job in the future. If it is for safety and convenience, it is suggested that you can apply for a debit card.

Finally, I wish you success in your studies, health and happiness!