The content of the text message received after the ICBC credit card is canceled is roughly: Your credit card with the end number The remaining points will be reset to zero.

You can call ICBC customer service hotline 95588 and follow the voice prompts to a manual service to handle card cancellation for you. After processing, the card status will change to "Received", and the card can be cut or kept. Or go to ICBC designated business outlets to cancel your credit card. Cancellation can only be processed if there are no outstanding fees. If you cancel the card at the bank counter, the counter will take the card back.

How to cancel the ICBC savings card:

1. Log in to online banking to cancel the card: cancel the Money Link card or e-Age card with a balance of less than 300;

2. Card cancellation at business outlets:

Bring your savings card (please bring it with you if you have a matching passbook) to any business outlet across the country to cancel the card. You cannot do this on behalf of others.

If the balance in the card is greater than 50,000 yuan (inclusive), you may need to adjust the account in the card or cancel the agreement, and you must also provide your valid identity document. At the same time, please contact the branch in advance to make an appointment for large withdrawals.

"Management Measures for the Preservation of Customer Identification and Customer Identity Materials and Transaction Records of Financial Institutions" stipulates that bank account information will be retained for at least 5 years from the year when transactions are recorded. Therefore, after the credit card is cancelled, the account still exists, and customers can also query the transaction records of this credit card if necessary.

Currently, the longest interest-free period for credit cards is more than 50 days, and there is also a period of time between the billing date and the repayment date. When canceling a credit card, there may be situations where purchases made with the credit card are not credited in time, so As a result, some customers still have outstanding balances on their credit cards, and "hidden" interest will accrue over a long period of time.

Therefore, for the sake of safety when canceling a credit card, it is best for customers to call the bank’s customer service number about 40 days after canceling the card to confirm whether their account has been successfully cancelled, so as to avoid future troubles.

Warm reminder:

1. The cancellation procedures for secondary vocational student financial aid cards and military security cards are slightly different;

2. If there is an outstanding personal comprehensive loan agreement in the card, card cancellation in other places is not supported.

You can call the ICBC credit card customer service number and tell them that you don’t want to apply, and she will cancel it for you!

The customer service staff who apply for a credit card will call you to ask about your situation and verify the information. At that time, you can just say that you don’t want to apply for it.