How to check the credit limit before you get the credit card?

Generally, the bank where the credit card is issued will give you a text message notification. This text message will contain the last number of your credit card, which can be written in the form of a text message. to check the amount. You can also call customer service directly. It takes 1 to 2 weeks for China Merchants Bank credit card to be shipped, please check after receiving the card. The instructions sent with the card will inform you about the card limit.

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How to check the limit if the credit card is sent but has not been received?

You can check the limit through the WeChat official account. Here we take China Guangfa Bank as an example. The specific operations are as follows:

1. Open the WeChat APP, select " " in the upper right corner, and click "Add" friend".

2. After clicking "Add Friend", select "Official Account".

3. Enter "Guangfa Bank Credit Card Center" in the search bar, and select "Guangfa Credit Card" from the pop-up options.

4. After selecting "Guangfa Credit Card", click "Follow" at the bottom of the page.

5. Enter the official account page and select "Click here to bind immediately" in the pop-up message.

6. Fill in the ID card information, , verification code, and click "Submit".

7. As shown in the picture, select "My Limit" from the "My Card" option at the bottom left of the page.

8. You can now see the quota information.

The credit card has shown that the review is completed, but the credit card has not been received. How can I check the credit card limit?

I have not received the card and cannot check it yet.

After receiving the card, the amount will be displayed on the instructions sent with the card. The credit limit refers to the maximum limit that a credit card can use for recurring overdrafts. It is available for RMB and banknotes, for primary and supplementary cards, and for all credit cards under your name.

Take China Construction Bank as an example. The initial credit limit can be checked on the card letter mailed with the card. In addition, you can also edit the text message "Credit Card Limit # Last Four Digits" and send it to 95533 for query. ; Or use a credit card to inquire at the self-service terminal.

Extended information

Methods for increasing credit card limit of China Construction Bank:

1. Submit complete proof materials

Submit as many as possible Credit card application materials, and ensure the authenticity of these materials, because the bank will evaluate the assets of the card holder based on these supporting materials. If the card holder has a deposit in China Construction Bank or is a civil servant, it will also help the card holder to obtain good credit, and it will also be helpful to obtain a higher credit limit after approval.

2. Frequent consumption by swiping the card

China Construction Bank will make a comprehensive evaluation based on the customer's past card use. It is recommended that cardholders diversify their consumption types when swiping their cards for consumption. For example, for home appliance consumption, catering consumption, supermarket shopping, etc., try to spend as much as possible in physical stores.

3. Have a good personal repayment record

After using a credit card to make purchases, cardholders must ensure that they repay on time every month before the repayment date. Once the payment is overdue, not only will you have to pay a high late fee, but you will also have a bad credit record, which will affect your future credit card applications. If there is an emergency and you cannot repay the loan in time, you can call the China Construction Bank customer service hotline: 95533 to apply for an extension of repayment.

Baidu Encyclopedia - China Construction Bank Credit Card Center

China Construction Bank - How to check the credit card limit

Can I check the credit limit without getting the credit card

1. As long as the credit card has been approved, if it has not been activated, if you want to check the credit limit, you can directly call the bank's credit card phone number. After the call is connected, you will be transferred to manual service and ask the customer service to check the credit card limit.

2. Customer service will ask you to provide your ID number, home address and other information filled in during application to verify your identity.

3. After verification, you will be informed of your credit card limit.

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