Many users want to apply for credit cards with higher limits. With the release of new bank credit card application policies in 2016, it has become more difficult to apply for large credit cards. Credit cards with a limit of more than 50,000 can be called large-value credit cards. The starting threshold is relatively high, and it still requires certain skills to apply. What are the specific ones? I have compiled a lot of high-value credit card application strategies.

One: Before preparing to apply, you need to "move bricks". Deposit in the bank for consumption and investment six months in advance, as well as various other documents. For veterans, if you want to apply for a credit card, provide complete certificates. It adds a lot of color and makes it easier for you to apply for a credit card. If you already have one or more credit cards and have a good repayment record, you generally do not need to provide proof of income or assets. You only need to make a copy of the credit cards you already have when applying and send it with the application form. (Even if the credit card you own is not a bank card, you can apply for it. This is a relatively easy process. You just need to pay attention to that a good consumer credit and repayment credit are the key to applying for a high-value credit card. For novices, you It is just a blank piece of paper. It may be difficult to apply for a high-limit credit card. So what does the bank look at to decide whether to approve the card and the size of the credit limit? This is very simple. You can provide one. Valuable asset certificates, such as income certificate, house ownership certificate, mortgage purchase certificate, car ownership certificate, bank deposit certificate or securities certificate, etc. Secondly, your work unit, personal ability, employment experience and other other things can prove you. Certificates of personal ability will also help you obtain high-limit credit cards, such as academic certificates, technical level certificates and other qualification certificates.

Two: The application form when applying for a card needs to be filled out carefully, as it depends on the specific limit. Filling out the application form is still beneficial for high-value credit card applications. The following aspects will affect the bank's credit evaluation score. If you want to have a high probability of credit card approval and a high credit limit, you must start with the following aspects: 1. Whether. Have a fixed telephone number in this city (having a fixed telephone number in this city means that your place of residence is stable, which will increase the bank's credit evaluation score); 2. Whether you are married (married has a higher score than unmarried); 3. Whether you are Household registration in this city (a household registration in this city has a higher score than a household registration in other places); 4. Whether there is a house (having a house has a higher score than not having a house, and living by yourself has a higher score than living with parents); 5. Educational level (the higher the education level, the higher the score) The higher the score, the higher the score); 6. Nature of the work unit (the more stable and well-known the work unit is, the higher the score. For example, government institutions, large state-owned enterprises, and Fortune 500 companies all have higher scores, while unknown private companies and small Foreign companies have lower scores); 7. Position status (the higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees).