Credit card suspension is very serious. If the cardholder fails to repay the loan on time for more than three consecutive months, the bank has the right to unilaterally stop using the credit card. In this case, even if the credit card is overdue, the cardholder's bill still exists, and the late fee and interest will continue to increase. If the amount owed is large, the bank will also sue the cardholder. Therefore, after the credit card is stopped, you must pay back all the money owed by the credit card as soon as possible. The above is the relevant content of how serious the credit card is stopped.

The credit card has been stopped. How can I resume using it?

1. If the credit card transaction stops abnormally, the user can call the bank's customer service phone to apply for recovery or ask the bank to reissue a new card;

2. If the downtime is due to overdue repayment: then you need to pay off the arrears first, and then call the bank customer service phone to apply for recovery. The final application result depends on the attitude of the bank;

3. If the credit card is stopped because it is suspected of cashing out: the user needs to call the bank customer service phone to explain the situation, and the bank staff will help the user recover it.

This article is mainly about the relevant knowledge about whether the credit card is seriously stopped, and the content is for reference only.