CCB Dragon Card has both single-currency cards and dual-currency cards. Generally, single-currency cards are marked with UnionPay, because no matter what currency you spend, it is recorded in RMB. Dual-currency cards are generally UnionPay +visa, UnionPay +master and UnionPay +jcb. These cards generally have RMB accounts and US dollar accounts, RMB accounts and Euro accounts, and they are all settled in foreign currency when you take visa, master and JCB.
However, at present, CCB's standard platinum card and above have the function of automatic foreign exchange purchase. Even if it is settled in foreign currency, it will automatically purchase foreign exchange for you. The final bill is recorded in RMB, and it is enough to pay it back. If you want to turn off the automatic foreign exchange purchase function, just contact the customer service center of CCB.
In addition, in addition to the UnionPay logo, CCB now has VISA single-label cards, MASTER single-label cards and JCB single-label cards, all of which have automatic foreign exchange purchase functions. No matter what currency you spend, it is settled in RMB. Therefore, CCB's credit cards are all called "Longka Credit Cards", and many of them have access to VISA international organizations.
The credit cards issued by China Construction Bank are all named "Longka". At the same time, China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, has a wide variety of credit cards at present.
At present, the types of dragon cards that have been publicly issued are: Dragon Card Campus Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.
At present, China Construction Bank's common credit card repayment methods mainly include the following categories:
The repayment methods in the issuing bank include: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
At present, the common online platforms in China are UnionPay Online, Kuaiqian, Shengfutong and Alipay. Choose different platforms and banks, and the charging standards and specific arrival time are different.
Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.
Counter repayment refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the host system of UnionPay Trading Center.
Xinfutong Repayment "Xinfutong" smart credit card phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center and supported by the financial services provided by China UnionPay's inter-bank information exchange network.
Repayment Pass uses "Repayment Pass" for repayment, and generally charges fees according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.
In addition to the above repayment methods, the issuing bank has also opened its own repayment methods for the convenience of cardholders.
Longka-Baidu Encyclopedia