Not allowing this card transaction means that the user's bank card is temporarily suspended by the bank. There are many reasons for this situation, which may be that there are certain risks in the user's account, or that the user's frequent card swiping behavior is recognized by the banking system as a bad card. If the user appears this prompt during the transaction, he needs to go to the bank counter to consult the staff in time to solve the problem in time. Generally, this problem occurs during the use of credit cards.

There are many reasons why credit cards are not allowed to use this card for transactions, and different reasons have different solutions.

Reason 1: The issuing bank has been upgraded.

In this case, you can contact the bank to ask about the upgrade time and negotiate with the bank to solve it.

Reason 2: the card is damaged, exceeds the limit, and the credit card is frozen.

When the card chip fails, the POS machine will not be able to swipe the card. At this time, the cardholder can bring his ID card and card to the bank to apply for a new card. In addition, when the credit card exceeds the payment limit or the credit card is frozen, the credit card cannot be used.

Reason 3: Suspected of cashing out.

If the cardholder swipes a fixed integer amount on the POS machine for a long time, the bank will think that the cardholder is suspected of cashing out and the credit card will not be used normally. Cardholders can provide relevant consumption vouchers to the bank and apply for lifting the restrictions.

Extended data:

Credit card use skills

1, more credit cards: the issuing banks of major credit cards will cooperate with merchants, and users can get full discounts when using credit cards. The more they spend, the greater the discount;

2, do not withdraw cash: credit card withdrawal requires a handling fee, which is not worthwhile;

3. Cautious staging: Although many credit cards can purchase goods in stages, the staging fee is also high;

4. Not overdue: after using the credit card, the repayment must be made within the specified time, otherwise the user's credit will be affected and penalty interest will be incurred.

If you want to use your credit card normally for a long time, it is the most important factor to swipe your card regularly and repay it on time. If the funds are insufficient at the end of the repayment period, you can call the bank staff in advance to discuss whether you can repay part of it first, so as to avoid being investigated for personal repayment.