Step/Mode 1

Open AliPay

Step/Mode 2

Click on my _ sorry.

Step/Mode 3

Click Apply Now.

Step/Mode 4

Agree to the agreement and brush your face for authentication.

Step/Mode 5

Click to evaluate the price.

Step/Mode 6

Click on the loan

Second, how to open the loan

Reach a certain credit limit

Third, how to open a loan?

0 1 "Borrowing" is a loan service launched by Alipay. According to different sesame scores, users can apply for different loan quotas. The premise of loan opening is that Alipay sesame score is higher than 600. The opening method is to open the mobile phone Alipay wallet-wealth-loan-instant experience-I can open the experience if I want a loan. However, after the opening of the business, it needs to be audited, and there are many audit conditions, which may not be successful immediately.

"Borrowing" is a loan service launched by Alipay. According to different sesame scores, users can apply for different loan quotas. Borrow the opening method is actually very simple:

1. First, open Alipay, authenticate Alipay's real name, and bind the bank card.

2. After real-name authentication, Alipay will evaluate the corresponding sesame score according to the basic information provided by everyone, generally not less than 600 points.

3. In the payment, enter my page, and there will be an entrance for borrowing from the drop-down box, and then click Open.

4. If you don't see the loan in my blog, you can directly search for the loan on the Alipay homepage, and then enter.

5. Because everyone's qualifications are different, the loan amount is also different, depending on the actual situation.

Although the method of borrowing and opening is simple, there are many conditions for opening. After clicking open, it may not be successful. If the success rate is higher, you can refer to the following lending tips.

1. Alipay users must fill in real and valid information when registering their accounts. Users need to further improve their personal information when applying for loans.

2. Every time Alipay users spend online on Taobao platform, as long as they are satisfied with the online shopping products, they will get favorable comments in time, which will help improve the users' sesame credit score.

3. Alipay users should log in to Alipay more, and they can use Alipay to pay more to improve the activity of the account.

4. Try to bind more than two bank cards to Alipay account. Users need to bind their frequently used credit cards or savings cards. These bank cards will have cash flow, which can help users improve their sesame credit score.

5. Users can use Alipay to pay their living expenses, such as paying utilities.

6. Now Alipay users can also use Alipay software to socialize, add some users with good personal credit, and transfer more money with these users to improve their sesame credit score.

7. Alipay users with sufficient funds can also purchase a variety of fund products on Alipay platform. For example, some users will deposit their idle funds in Yu 'ebao, which will not only help them earn some income, but also improve their sesame credit score.

What should I pay attention to when borrowing money?

1. Loans mainly analyze users' sesame credit scores and personal credit information, and Alipay users have the opportunity to open sesame credit scores above 600. The lending platform will provide borrowers with loan amounts ranging from 65,438+0,000 yuan to 300,000 yuan according to their sesame credit scores.

2. The loan interest is charged on a daily basis, and the daily loan interest rate is between 0.015% and 0.06%, which can provide the borrower with the longest repayment period of 12 months. When users choose to apply for credit loans by borrowing, they should know in advance what the account opening conditions of these platforms are. In 2020, users will be invited to borrow money, and users can only successfully open loans if they are invited by the platform.

Fourth, how to open a loan?

If you want to open a loan.

1. Log in to Alipay;

2. Enter the personal center;

3. Find the loan entrance, select the agreement and apply for the quota option to operate and open.

If it can be successfully opened, the system will provide the corresponding quota according to the user's comprehensive credit, and then select the loan option for loan operation after the quota is passed. You need to pay attention to:

1. is a personal account in Chinese mainland, aged 18 or above, with full capacity for civil conduct;

2 normal, no appeal;

3. the account savings card is fast;

4. Personal credit is good, and the sesame credit score is above 600 points.

If you don't find the qualification for Alipay loan, it is recommended to keep good attention. And if the loan fails, you can contact Alipay to accumulate more good credit and try again after a while.