Hello. There are three reasons for the rejection of the credit card: the first reason is the basic information of the applicant, such as the age below 18, the occupation is forbidden for bank credit cards, the information provided is not detailed, and the payroll information is not detailed. The second reason is the applicant's credit information, such as repeated applications, unstable work, poor credit record and inferior applicants. The third category is other reasons, such as people's ignorance or unwillingness to be human, the applicant's health and people's failure to meet the requirements.

Online application, the procedure is relatively simple, and there is no need for additional diplomatic and economic proof. Banks will focus on the landlord's real estate, social security, provident fund, individual tax, personal credit and other information that can be queried online. If these efforts are not much or not much, this method is not recommended. It is also suggested that the landlord handle it at CCB outlets, which is the traditional way to handle credit cards. When applying, you should bring proof of work income (work permit, employment permit, salary card for more than 3 months (best), tax bill for the last 3 months, social security bill, provident fund bill, etc.). These are not necessary, but you can have them. If you can attach some economic certificates, such as real estate, automobile production, CCB time deposit certificate, you can (if you can't provide proof of work income perfectly, it is best to have proof of economic source. )