Yes.

The "Interim Measures for the Management of Personal Loans" have corresponding provisions:

Article 11: Personal loan applications should meet the following conditions:

(1) ) The borrower is a citizen of the People's Republic of China with full capacity for civil conduct or an overseas natural person who complies with relevant national regulations;

(2) The purpose of the loan is clear and legal;

(3) ) The loan application amount, term and currency are reasonable;

(4) The borrower has the willingness and ability to repay;

(5) The borrower’s credit status is good and there are no major Bad credit record;

(6) Other conditions required by the lender.

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Extended information:?

Relevant legal provisions of the "Interim Measures for the Management of Personal Loans":?

Article 19? Loan risk evaluation should be based on the analysis of the borrower's cash income, adopt quantitative and qualitative analysis methods, and conduct comprehensive and dynamic loan review and risk assessment.

The borrower's autonomous payment means that the lender will directly release the loan funds to the borrower's account based on the borrower's withdrawal application, and the borrower will autonomously pay to the borrower's transaction partner that meets the purpose stipulated in the contract.

Article 20: The lender shall, in accordance with the provisions of laws and regulations and the loan contract, hold accountable the borrower for failing to provide true and complete information as promised in the contract and failing to use and pay the loan for the purposes agreed in the contract. Liability for breach of contract.

Baidu Encyclopedia - "Interim Measures for Personal Loan Management"