China Merchants Bank's annual fee-free credit card

China Merchants Bank's credit cards (Puka, Gold Card) are free of annual fee in the first year, and the annual fee in the following year is free of charge if they are swiped six times a year, and Alipay recharge is included in the consumption times. There is no annual fee-free policy for China Merchants Bank Platinum Card, and you must pay an annual fee if you apply successfully.

The annual fee of China Merchants Bank's credit card is divided according to the level of the card. Gold card: RMB3 yuan for the main card and 15 yuan for the supplementary card.

ordinary cards: RMB1 yuan for the main card and 5 yuan for the supplementary cards.

China Merchants Bank was established in Shekou, Shenzhen in 1987. It is the first joint-stock commercial bank wholly owned by an enterprise as a legal person in China, and the first pilot bank to promote banking reform from outside the system.

China Merchants Bank is headquartered in Futian District, Shenzhen. On April 9, 22, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. On September 8, 26, China Merchants Bank started its public offering in Hong Kong, issuing about 2.2 billion H shares, raising 2 billion Hong Kong dollars, and listed on the Hong Kong Stock Exchange on September 22. The net capital exceeds 29 billion and the total assets exceed 4.4 trillion.

The development goal of China Merchants Bank is to become a leading retail bank in China. In September 1999, Netcom, the first online bank in China, was launched, which became a widely used online payment tool for many enterprises and e-commerce websites, and promoted the development of e-commerce in China to some extent. On April 2, 215, China Merchants Group Co., Ltd. planned major events. In order to ensure fair information disclosure, safeguard the interests of investors and avoid abnormal fluctuations in the company's share price, the company's shares were suspended from trading on April 3, 215 upon the company's application.

By the first half of 217, China Merchants Bank had more than 1,8 domestic and overseas branches, set up service outlets in more than 13 cities in Chinese mainland, and had 5 overseas branches and 3 overseas representative offices with more than 7, employees. In addition, China Merchants Bank also wholly owns CMB Financial Leasing Co., Ltd. and holds China Merchants Fund Management Co., Ltd., holding 5% equity of China Merchants Cigna Life Insurance Co., Ltd. and 5% equity of Zhaolian Consumer Finance Company; Wing Lung Bank Limited and CMB International Financial Holdings Limited are wholly-owned in Hong Kong.

It has been shortlisted for seven consecutive years since it was first named in the Fortune Global 5 in 212, and ranked 213th in the Fortune Global 5 in 218. On June 26, 219, eight banks, including China Merchants Bank, launched the first batch of enterprise information networking verification systems. In July 219, the 219 Fortune Global 5 was released and ranked 188th.

products and services of China Merchants Bank:

Debit card: divided into one card and golden sunflower card, with functions of fixed demand, multi-deposit, multi-currency and multi-function.

credit card: a credit card in the form of chip magnetic stripe, which has all the functions of credit card such as overdraft and integral.

sunflower wealth management: a comprehensive wealth management service system for individual high-end customers, covering liabilities, assets, intermediary business and financial consultants.

China Merchants Cigna: China Merchants Cigna Asset Management Co., Ltd. will become the fourth foreign-funded insurance asset management company after being approved for construction.

Does China Merchants Bank have an annual fee-free credit card?

China Merchants Bank has a few credit cards that are free of annual fees. For example, China Merchants Bank's "Navigation King Wanted Order Collection Card Series" credit cards are permanently free of annual fees, but the 5 yuan/card processing fee will be charged for each card after its successful bid.

Actually, I don't think it's cost-effective. A credit card can be used six times a year without the annual fee, which is equivalent to swiping it once every two months, and there is no business card printing fee.

China Merchants Bank's credit cards (Puka, Gold Card) are exempt from the annual fee in the first year, and the annual fee in the following year is exempted after swiping the card six times a year. Alipay recharge is included in the consumption times. There is no annual fee-free policy for China Merchants Bank Platinum Card, and you must pay an annual fee if you apply successfully.

China Merchants Bank's credit card annual fee is divided according to the card level, as follows:

Gold card: RMB3 yuan for the main card and RMB15 yuan for the supplementary card

Ordinary card: RMB1 yuan for the main card and RMB5 yuan for the supplementary card

China Merchants Bank also has the kind of credit card that has never had an annual fee, but it may not be available in every city or launched every time. Please ask your local landlord for details.

In addition, credit cards that don't charge annual fees generally charge business card printing fees, which cannot be reduced. It is suggested that the landlord apply for an ordinary credit card. After all, you can avoid the annual fee if you brush it for six times, and there is no business card printing fee, which is relatively cost-effective.

: China Merchants Bank App is the focus of China Merchants Bank to build a digital financial service platform, and it is the carrier and platform for China Merchants Bank to connect users.

By the first half of 22, the cumulative number of App users of China Merchants Bank had reached 129 million, with 3.111 billion logins, with an average monthly login of 11.31 times and monthly active users (MAU) exceeding 56 million.

On December 3, 22, the version of China Merchants Bank App9. was released. Compared with the previous version, China Merchants Bank App9. paid more attention to superior resources, business and users' minds, and also paid more attention to efficiency, strengthened value creation with the power of financial technology, and accompanied hundreds of millions of users to build their own wealth master accounts.

On November 18th, 219, China Merchants Bank's App8. was launched iteratively, creating a better life of wealth for 1 million users with head partners in various fields.

the App of China merchants bank keeps innovating, and gradually provides users with intelligent financial services around customers' needs such as cash flow management, wealth management and consumer credit. In the era of digital transformation of retail finance 3., China Merchants Bank App has become open and interactive, extending from financial scenes to life scenes, and is committed to creating a user experience. At present, the number of users of China Merchants Bank App has exceeded 8 million, and the number of monthly users has exceeded 4 million.

"One Netcom User" system: In order to provide users with comprehensive financial services, China Merchants Bank launched the "One Netcom User" system. The system integrates the functions of bank card management, transfer payment, financial management and credit, and is committed to building an Internet user system with one user and one password. After the user logs in, he can centrally manage multiple bank cards to meet the user's multi-account management needs in one stop. The "One Netcom" user system is also a breakthrough in the process of China Merchants Bank breaking the closed account system and building an open user system. Users can quickly register "One Netcom User" by their mobile phone number, which supports the binding of debit cards and credit cards from dozens of banks, becoming a practical "card package" for users, and easily realizing "one App can handle n bank cards". At present, users can log in and experience China Merchants Bank App, popular version, professional version and other products through "One Netcom User".

which credit card of China merchants bank is free of annual fee?

China Merchants Bank has no annual fee-free credit card, and the annual fee is free in the first year, and the annual fee can be exempted in the following year by swiping the card for many times.

Annual credit card fee of China Merchants Bank:

Gold card: 3 yuan/year, supplementary card: 15 yuan/year;

Puka: 1 yuan/year, and supplementary card 5 yuan/year;

the annual fee is free in the first year, and the annual fee for the next year of a single card will be automatically reduced or exempted after spending six times at will (regardless of the amount and transaction form), and so on.

1. different types of credit cards need to spend 6 transactions each;

2. the above charging standards are not applicable to unlimited cards/platinum cards/business cards /ANA co-branded cards /VISAMINI cards /MSNMINI cards /VOGUE titanium gold cards /HELLOKITTY fan gold cards /MissKitty perfume credit cards.

Extended information:

Some credit cards can be exempted from the annual fee for life, such as

Alipay online credit card: 5 days interest-free period

Alipay online credit card can be exempted from the annual fee for life, which can be used not only for all online consumption, but also for offline stores that support Alipay wallet payment. In addition, the interest-free period of Alipay online credit card is as long as 5 days.