those expenses within the fixed credit card limit can apply for installment, but generally, the total consumption amount of the current bill cannot be installment. Generally, the amount applied for installment cannot exceed 9% of the payable amount of the current bill. You can't apply for installment for the over-limit consumption amount, and you have to charge an over-limit fee for the over-limit consumption amount. The amount charged for the over-limit credit card fee is usually 5% of the credit limit.

credit card installment repayment refers to the process that the cardholder applies for installment repayment to the issuing bank after meeting the conditions and requirements of applying for installment repayment because he can't pay it off in one lump sum before the current repayment date. According to the cardholder's application, the bank will deduct the consumption funds by stages through the cardholder's credit card account, and the cardholder will repay them according to the monthly amount.